Login to MODEL Direct for "read" access.
MODEL Direct is the Missouri Department of Higher Education's web-based system for FFELP loans. On March 30, 2010, federal legislation was signed into law removing the authority of FFELP guarantors like the MDHE to guarantee new loans after June 30, 2010. All federal student loans first disbursed on or after July 1, 2010 must be made by the federal government through the Federal Direct Loan Program. The MODEL Direct system and ATOM disbursing service will be available until all MDHE-guaranteed FFELP loans are fully disbursed.
MODEL Direct hours
Sunday: 7 a.m. - 5 p.m. CST
Monday - Thursday: 4 a.m. - 10 p.m. CST
Friday and Saturday: 24 hours a day
Features of the system include:
- Realtime data (Note: as of June 24, 2010, MODEL Direct offers "read" access only; change transactions after that date should be sent to HE.ATOM@dhe.mo.gov)
- Custom Reports, allowing reports to be created on demand with customized filter criteria and realtime data
- Standard production reports, which may be retrieved and managed via MODEL Direct
Designed by American Student Assistance (ASA) using the Microsoft Windows operating system, the student loan origination system delivers full functionality via the Internet. The easy-to-use web interface allows MDHE clients to access data and make updates directly to the system database, ensuring up-to-date information and realtime processing of student loan guarantees.